Sharia’h Compliant Investment

community, Grant Thornton Advisory Kuwait has introduced a tailor-made advisory solution that complies with Sharia’h guidelines. These guidelines prohibit financial involvement with companies such as conventional banks, casinos and alcohol producers. Another key element of Islamic investing is the avoidance of interest, or Riba.

To ensure Sharia’h compliant investment, it is essential to engage with scholars of Islam, with all the necessary experience and industry expertise. We bring clients a potent combination of certified compliance with the Sharia’h, and the impressive track record of a world-class advisory brand which has key regional expertise.

Before an investment can be included within the solution of a company, we thoroughly evaluate the following guidelines:

  • Companies are screened to confirm their products comply with Sharia’h standards
  • Ratios such as debt to equity are measured to ensure they’re within acceptable limits
  • Riba(interest) is avoided
  • The correct financial instruments (largely equities) are confirmed
  • The investment’s overall soundness is then critically reviewed
  • Only then is it accepted as being Sharia’h compliant
  • Auditing and income purification continue on a regular basis

Compliant investments:

  • Technology
  • Healthcare
  • Consumer products
  • Basic industries
  • Mining and manufacturing
  • Energy
  • Transportation
  • Telecommunications
  • Natural resources
  • Construction
  • Education
  • Selected utilities
  • Selected real estate and Real Estate Investment Trusts (REITS)
  • Commodities and agriculture
  • Information technology

Our Sharia’h advisory solution will be provided through a mix of investment and advisory professionals.

The team enjoys a combination of firsthand Islamic knowledge and experience of Sharia’h investing and depth of experience and skill across the entire investment and advisory spectrum. Led by practice line leaders with vast experience our Sharia’h team has an impressive track record of solid and consistent return to clients.